Motor Hub Group is an excellent motor group and is your premier motor group in the Truro, Nova Scotia area. Motor Hub Group serves the surrounding areas of Bible Hill and Brookside. Our staff is amicable and insightful, so you can get all the answers to your questions and receive these answers in a welcoming way.

Learn More About Your Vehicle Financing Options With Us

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The Differences Between Applying for Financing with a Dealership vs. Applying for Financing With a Bank

The first difference between applying for financing with a dealership and applying for financing with a bank is you can typically apply for a bank loan even if you haven't chosen which vehicle you will buy just yet. If you use it for financing with a dealership, you will have to have already selected a vehicle to buy so that the application process can continue.

Similarities of Using A Bank or The dealership for Financing

One similarity between applying for a car loan with a bank and applying for a car loan with a dealership is that multiple lenders will take a look at your credit report no matter what. The lenders will then submit their offers to the dealership. Dealerships sometimes offer some financing to buyers who have lower credit scores. One difference is that a dealership may provide extra incentives for utilizing their financing, like 0% interest for a shorter amount of time.

You Can Get Financing From Any of Motor Group Hub's Dealerships

Motor Group Hub includes six different dealerships. You can get financing, such as financing or leasing, from any of these six dealerships. The process is relatively simple in that we will pull your credit report, examine it, then get back to you with the financing options we can offer you. Of course, the financing options we can provide you with, whether they are financing or leasing, may vary depending on your credit history and the vehicle you want to purchase.

First, you have to complete the dealership's loan application to get dealer finance. You can submit an online finance application to the vast majority of car dealerships these days. As previously stated, the dealership will next submit your application to several different lenders. You can get several extra incentives at Motor Hub Group dealerships that are discounts on available features for your vehicle.

This Incentive can be a discount on a convenience feature like seat warmers, or it may be a discount on a safety feature like a security system. Regardless of what the discount is for, we will do everything we can to help you get dealer finance by submitting an online finance application. At Motor Hub Group, we can offer you flexible payments so that you can finance your dream vehicle. One important thing to consider is how much of a down payment you can afford, and we will help you figure this out.

If you want to buy a pre-owned vehicle, the down payment will be much cheaper than if you want a new vehicle. We can use our payment calculator to see how much you would have to make monthly payments for a specific vehicle. You can then think over this number from the payment calculator and see if it is doable given your financial situation.

Whether you want a new or pre-owned vehicle, we will help you carefully consider the financing options you have available to you. A low-interest lease might be the best option for your financial situation. Alternatively, maybe some other kind of financing would work better for you instead. Regardless, we will sit down and help you sort it all out to make an educated decision.

Contact Motor Hub Group Today!

Feel free to contact us to get additional information about the financing application form. We can give you the answers to all of your questions. Motor Hub Group is your best choice to get financing for your next vehicle.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure that your private information is kept private and only shared with those companies that are authorized by yourself or that are allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of non-public personal information. For example, if we sell or lease you a vehicle—extending credit to you at your request—we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by provincial or federal agencies, such as the Department of Motor Vehicles or the Canada Revenue Agency. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with provincial and federal law. We restrict access to non-public personal information about you to those employees and outside contractors who need to know the information to provide goods or services to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your non-public personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), to respond to court orders and legal investigations, or to report to credit bureaus.

B) For the purposes of processing a sale or lease transaction at your request or authorization, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract, or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers, we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose for which it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company that we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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